Liability (or third party) insurance is mandatory in the United States (and just about everywhere else in the world).
How much does it cost?
Liability Insurance Cost Factors
A number of factors determine the cost of auto liability coverage. These include:
The insured's age (older => cheaper)
Driving history (longer => cheaper)
Points on the insured's driving record (less => cheaper)
The policy's limits (lower => cheaper)
Liability Insurance Indicative Costs
Below are indicative costs for a six-month liability policy for a 35-year-old primary insured with liability limits of 100 / 300 / 100:
Six-Month Policy Cost
Recreational Vehicle (RV)
These policy costs are indicative and subject to change without notice.